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how would one invest in chinese currency?

I know you can invest in other curreny's but am unfalilliar with the proccess.
Also, how long would you hold on "yen"????

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how do i save for retirement when my employment does not offer a retirement plan?

i recently started a new job, it's a union job, which has great medical benefits and sick time and paid time off, but it does not offer a retirement plan. what should i be doing to save for retirement?

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Where is a good place to learn about ETFs?

I am interested in exchange traded funds. Thanks.

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What kind of insurance would a Bicycle Tour Guide need in NYC?

I am in the very early stages of planning a tour guide company that offers themed tours throughout NYC. Any lawyers or insurance people out there? Any idea what kind of insurance I'd need. I'll have a fleet of 15-20 bikes, everyone wearing helmets and operating mainly in Brooklyn and Manhattan.
Thanks!

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Would gold investments or gravel investments be more profitable?

Which would profit more, the gold you dig up, or the gravel you go through to get to the gold?

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