Personal Investment Guide

Fact: My wife & I will retire at 62, won't live in USA, & will have 3 types of securities-related incomes: my 401k + IRA & her Roth IRA. We have an after-tax-dollars joint mutual fund account. When we reach 62, we'll apply for Social Security, but the money we might receive is [...]

I am absolutly new to investing or even toying with the idea of saving for my old age. I don't really understand about 401k and IRAs too awful well but I do have a military thrifty savings plan.
Anyway, I keep hearing ads about buying Gold and Plat and how it's a great idea. Personally [...]